Are you ready to refinance your home?  Whether you are looking to drop your mortgage rate, drop your mortgage term or get cash out, Drop Mortgage is ready to assist you in getting the best available rate and program.  Get armed with the knowledge you need!  We have many programs available ranging from perfect credit to credit challenged.  Have you been turned down by a bank or lender, we still may be able to approve you and drop your mortgage payments.   We have knowledgable loan experts standing by ready to discuss the home buying process with you.  Call us to find out if you qualify.

Here is a checklist of items needed to get a loan approval:

Copies of Photo Identification (Driver’s license, passport, etc.)

Copies of Social Security Cards

Copies of last two months bank statements for all accounts (all pages)

The last two years of 1099′s or W2’s

Verification of any other income (Social Security, Disability, etc.)

Copy of complete last two years’ Tax Returns (1040)

Most recent copies of any asset reserve statements (401K, IRA’s, stocks & bonds, etc.)

Borrowers Certification and Authorization Form

Credit Report Authorization Form

Mortgage statement, property tax statement and insurance declaration pages for all properties owned (if applicable)

Call us today to get a quote on the lowest mortgage rates available!