We take the stress out of mortgage lending by finding the program that fits you best and providing realistic expectations. We have special programs for self employed borrowers. Even if your tax returns don't reflect positive income, that doesn't mean you won't qualify.
If you have a FHA loan and are paying monthly mortgage insurance, contact us about how to remove your mortgage insurance. We aim to lower your monthly mortgage payments and keep your housing payment affordable. We have options for no mortgage insurance up to 90% LTV. (Loan-to-value)
Whether it's through consolidating and paying off high interest credit cards, student loans or other high interest rate debts, we have options to lower your monthly payments and give you the extra savings you need.
We have unique programs that overlook your mortgage history. Buy a home one day out of foreclosure or short sale. If you have 20% down and a few other main qualifying factors, you may be able to get right back into a home or even pull cash out of a property that you recently purchased.
Refinance into a shorter term today and save thousands of dollars over the life of your loan. By going from a 30 year term to a 20 or even 15, you may be able to cut the total loan cost of homeownership almost in half. We are happy to run the numbers for you at no cost to see if it makes financial sense. Email or call us today!